State Benefits That Lower Prosthetic Costs: What to Check

State Benefits That Lower Prosthetic Costs: What to Check

When someone needs a prosthetic hand or limb, the first thought is often about cost. Families worry if they can afford it, and many assume that advanced devices are out of reach. But what many people do not know is that state governments across India have schemes and benefits that can reduce these costs.

These programs are designed to help people with disabilities live more independent lives. From subsidies to free distribution camps, every state has its own way of supporting those in need. Knowing about these benefits can save families lakhs of rupees and make world-class prosthetics much more accessible.

In this article, we will explore how different states in India support prosthetic users. We will explain the benefits you should check, how to apply, and what to expect from the process. By the end, you will see that getting a prosthetic is not only about finding the right device—it is also about knowing the support that is already waiting for you.

Central Government Schemes

Why Central Schemes Matter

Before looking at state-level benefits

Before looking at state-level benefits, it is important to understand what the central government already offers. Many of these programs are available across India and provide a foundation of support that states can add to.

For prosthetic users, the most important initiative is through the Ministry of Social Justice and Empowerment. This ministry supports persons with disabilities in many ways, including the cost of assistive devices.

The ADIP Scheme

The Assistance to Disabled Persons for Purchase and Fitting of Aids and Appliances (ADIP) Scheme is one of the best-known programs. Under this, eligible people with disabilities can get prosthetics, wheelchairs, hearing aids, and other devices either free or at a subsidized cost.

The support depends on income. Those with very low income often get devices for free, while others may get large subsidies that cut the price sharply. Camps are also organized in many districts to distribute devices directly to people who need them.

District Disability Rehabilitation Centres

Another central initiative is the setting up of District Disability Rehabilitation Centres (DDRCs). These centers are spread across India and help people with evaluation, fitting, and access to benefits. Many DDRCs conduct free trials, fittings, and awareness camps for prosthetic users.

Knowing the location of your nearest DDRC can make the process smoother, especially when applying for state-level help.

Maharashtra

A State With Active Programs

Maharashtra is one of the states where prosthetic support is well developed. With large cities like Mumbai and Pune, the state runs several programs through its Social Justice Department.

The state often collaborates with NGOs and hospitals to organize camps where prosthetic devices are given free of cost to eligible users. These camps are usually advertised through local newspapers and government websites.

Financial Support Options

For low-income families, the state government offers direct subsidies on assistive devices, including prosthetic limbs. Beneficiaries need to show income certificates and disability certificates to qualify.

Maharashtra also makes use of central schemes like ADIP, but adds its own contribution to increase the level of support. This makes prosthetics more affordable even in expensive cities like Mumbai.

How to Apply

Applications are usually routed through local government offices or directly during special distribution camps. Documents like Aadhaar, disability certificate, and income proof are required. Some families also get guidance from local NGOs that partner with the state.

The key advantage in Maharashtra is accessibility—because of frequent camps, many users do not have to travel far to benefit.

Delhi

The Capital’s Advantage

Being the capital city, Delhi benefits

Being the capital city, Delhi benefits from both central schemes and state-level programs. With several top hospitals and rehabilitation centers located here, residents often have better access to prosthetics than in smaller states.

The Department of Social Welfare in Delhi runs targeted schemes to support people with disabilities, including subsidies for prosthetic devices. NGOs in Delhi also play a strong role in distributing devices at reduced costs.

Disability Pension and Subsidy Support

In Delhi, people with disabilities can apply for a disability pension, which provides monthly financial assistance. While not directly tied to prosthetics, this pension can be used to cover ongoing costs of care, including repairs and fittings.

In addition, state-level programs sometimes provide one-time support for buying or fitting prosthetics. This support is usually announced through official notifications or during specific health campaigns.

Application Process

The application process in Delhi is usually managed online through the state’s e-district portal. Applicants need to upload documents like disability certificates, residence proof, and income details.

Because Delhi has strong digital infrastructure, the process is smoother compared to many other states. However, families must still follow up to ensure that their requests move forward.

Karnataka

A State Focused on Rehabilitation

Karnataka has made steady progress in supporting people with disabilities. The state works closely with rehabilitation centers in Bengaluru and Mysuru, ensuring that prosthetic care is not limited only to large hospitals.

The Department for Empowerment of Differently Abled and Senior Citizens runs multiple schemes to make assistive devices affordable. Prosthetics are one of the key areas covered.

Subsidies and Free Camps

Through tie-ups with NGOs and central schemes like ADIP, Karnataka organizes free camps where prosthetic limbs and hands are distributed. These camps are often announced in local news and coordinated by district-level officers.

For those not able to attend camps, the state also provides subsidies on a case-to-case basis. Applications can be made through local government offices with proper documentation.

Special Role of Bengaluru

Bengaluru, being a hub of healthcare startups and advanced rehab facilities, plays a central role in prosthetic support. Patients here often benefit from collaborations between the state, NGOs, and private innovation-driven clinics.

This means that people in Karnataka not only get cost benefits but also access to modern training and aftercare systems that make using prosthetics easier.

Tamil Nadu

A Strong Medical Tradition

Tamil Nadu is known for its medical infrastructure. From Chennai to Coimbatore, the state has hospitals and rehabilitation centers that attract patients from across South India. This extends to prosthetic care as well.

The state government has long focused on welfare for people with disabilities. Prosthetics are often included in large-scale health programs run by the Social Welfare Department.

Government-Funded Prosthetics

In Tamil Nadu, government hospitals frequently provide prosthetics at no or very low cost for eligible patients. The state organizes distribution drives, especially in rural areas, to make sure access is not limited to big cities.

Many families benefit from these drives, which combine central support under the ADIP scheme with state funds to reduce costs further.

NGO Partnerships

Tamil Nadu has a strong culture of NGOs working alongside the government. Several NGOs in Chennai and other cities actively support prosthetic users by sponsoring fittings, training, and review visits.

For patients, this means they often get a wider range of support—financial help from the government, and personalized care from non-profits.

West Bengal

Expanding Support in the East

West Bengal is steadily expanding

West Bengal is steadily expanding its programs for people with disabilities. While awareness is still growing, the state has made progress through its Social Welfare Department and partnerships with organizations like ALIMCO, which supplies prosthetic devices under the ADIP scheme.

Kolkata, being the main metro, serves as the central hub for prosthetic care. District-level efforts are now increasing as well, making access easier for rural populations.

State Schemes and Subsidies

The state provides disability pensions and subsidies for assistive devices, including prosthetics. Families with low income can apply through district offices to access financial support for buying or fitting devices.

Periodic camps are also held across districts, where prosthetic devices are distributed either free of cost or with significant subsidies.

The Role of NGOs in West Bengal

Local NGOs play a very important role in bridging gaps. Many families in rural areas are not fully aware of government schemes. NGOs often step in to spread awareness, assist with applications, and even sponsor travel to district centers for fittings.

This mix of government and NGO support is making prosthetics more accessible in the state, though awareness remains a challenge that needs continued effort.

Uttar Pradesh

A Large Population With Growing Needs

Uttar Pradesh is India’s most populous state, and naturally, it has one of the highest numbers of people living with disabilities. With such a large need, the state government has worked to expand access to prosthetics and assistive devices.

Through the Department of Empowerment of Persons with Disabilities, Uttar Pradesh organizes frequent distribution camps. These camps are usually run in partnership with central agencies like ALIMCO, which is headquartered in Kanpur.

Free Prosthetic Camps

One of the biggest advantages in Uttar Pradesh is the sheer number of free prosthetic camps. Because of the central government’s presence in Kanpur, the state has easier access to prosthetic supply chains.

Patients with valid disability certificates often get prosthetics free of cost during these camps. For families with low income, this removes a huge financial burden.

Challenges in Rural Areas

Despite these advantages, rural areas sometimes face challenges. Travel distance and lack of awareness keep many from applying. That is why NGOs and social workers play a critical role in helping families complete applications and attend camps.

Rajasthan

Focus on Accessibility

Rajasthan is known for its wide rural population and difficult terrain. To address this, the state government has been proactive in ensuring that prosthetic devices reach even remote districts.

The Social Justice and Empowerment Department runs welfare schemes for people with disabilities, which cover prosthetics along with other aids.

State-Sponsored Camps

Like Uttar Pradesh, Rajasthan makes strong use of distribution camps. These camps are held in partnership with central schemes, and thousands of prosthetic limbs have been distributed across the state in recent years.

One unique feature is that many camps in Rajasthan are organized by local communities and NGOs in partnership with the state, ensuring better outreach in desert and rural regions.

Support Beyond Devices

Rajasthan also supports people with disabilities through education and job-related benefits. This means that a prosthetic user is not only given a device but is also encouraged to return to school or work with added state-level help.

Kerala

A Healthcare-Focused State

Kerala is often praised for its strong public healthcare system, and prosthetic care is no exception. The state invests in medical infrastructure and ensures that assistive devices are available even in government hospitals.

The Social Justice Department of Kerala runs disability welfare programs that include financial support for prosthetic fittings.

Subsidies and Insurance Tie-Ups

Kerala makes use of both subsidies and health insurance tie-ups to reduce prosthetic costs. Many families here benefit from state-sponsored health schemes that cover part of the cost of devices.

This approach is slightly different from other states, as Kerala tries to integrate prosthetic care into the larger healthcare system rather than handling it as a standalone program.

Rehabilitation and Community Care

Kerala is also known for its strong rehabilitation networks. Prosthetic users often receive not just the device but also physiotherapy, emotional support, and community-based rehabilitation. This makes adaptation easier and smoother.

How Families Can Apply for Benefits

Step One: Get a Disability Certificate

The first step to access any benefit is to have a valid disability certificate

The first step to access any benefit is to have a valid disability certificate. This is issued by authorized government hospitals and proves the type and level of disability. Without this, most schemes cannot be accessed.

Families should visit their nearest district hospital or disability certification center to complete this process.

Step Two: Gather Income Proof

Since many schemes are income-based, income certificates are also required. These can be obtained from local revenue offices. Families must ensure the certificate is up to date to avoid rejection during the application.

Step Three: Approach Local Government Offices

Every state has a district-level office handling welfare for people with disabilities. Families should submit applications here along with necessary documents—Aadhaar, disability certificate, income proof, and residence proof.

In some states like Delhi, this process is also available online through official portals, which makes it faster and easier.

Step Four: Stay Updated on Camps

Distribution camps are one of the easiest ways to get prosthetics at low or no cost. These camps are often announced in local newspapers, radio channels, and on government websites. Families should stay alert for these announcements and register early.

Step Five: Partner With NGOs

NGOs often simplify the process by helping with paperwork, awareness, and even travel to camps. Families should not hesitate to reach out to local NGOs working in the disability sector, as they can speed up access to benefits.

Real Stories That Show the Impact

A Student in Uttar Pradesh

A college student from Kanpur lost his hand in an accident and thought he would never be able to write again. Through a free prosthetic camp organized under the ADIP scheme, he received a prosthetic hand at no cost. With regular training, he regained his writing ability and continued his studies. His family, who worried about money, now tell others how government benefits can change lives.

A Farmer in Rajasthan

In rural Rajasthan, a farmer lost his leg due to illness. His family could not afford a prosthetic on their own. At a distribution camp supported by the state and NGOs, he was fitted with a prosthetic leg. Today, he works in his fields again and supports his family. For him, the device meant more than mobility—it meant dignity and independence.

A Homemaker in Kerala

A homemaker in Kerala faced daily struggles after losing part of her arm. Through a state health scheme, she received a subsidized bionic prosthetic. What made her journey easier was the community rehabilitation program, which guided her through training at home. Now she can cook, manage household tasks, and live with confidence again.

A Worker in Tamil Nadu

A worker in Chennai received his prosthetic through a government hospital with NGO support. The combination of state funding and NGO follow-up care meant he not only got his device but also training to adapt quickly. He is now back at work and says his prosthetic is his “key to normal life.”

Why These Benefits Matter

Beyond the Device

Each of these stories shows something important—prosthetics are not just devices. They are life-changing tools that restore independence, confidence, and dignity. But for many families, the cost feels like a wall they cannot cross.

That is why state and central benefits matter so deeply. They bring the wall down, making advanced prosthetics accessible to people who would otherwise be left behind.

Support for Every Family

It does not matter whether you live in a big city or a small village. Every state in India has some program or partnership to reduce prosthetic costs. The key is knowing what to check, where to apply, and how to claim these benefits.

Once you do, you may find that the prosthetic you thought was unaffordable is actually within reach.

How Robobionics Helps Families

Guidance Through the Process

At Robobionics, we believe innovation

At Robobionics, we believe innovation must go hand in hand with accessibility. That is why we not only design affordable prosthetics like the Grippy Bionic Hand but also guide families on how to apply for government schemes.

Many of our users have received partial or full support through ADIP, state subsidies, or NGO partnerships. We see it as part of our mission to make sure cost never stands in the way of independence.

Affordable, Transparent Pricing

Our devices are priced fairly—between ₹2.15–3 lakh for advanced bionic hands—making them accessible compared to imported options that cost over ₹10 lakh. And when combined with state benefits, the price comes down even further.

Families are often surprised at how affordable advanced technology becomes once these subsidies are factored in.

A Partner in Your Journey

We do not stop at fitting the device. We provide trials, fittings, review visits, and emotional support as part of the journey. And because costs of these visits are included in your quote, you know exactly what to expect.

With Robobionics, you are never walking alone.

Your Next Step

Check the Benefits Available to You

Every family should check what central and state schemes they are eligible for. A disability certificate, income proof, and awareness of upcoming camps can unlock major financial support. The sooner you apply, the sooner you can benefit.

Book a Demo With Us

If you are considering a prosthetic, the best way to begin is with a demo. During this session, you will try the device, ask questions, and understand how government support can make it affordable for you.

You do not have to figure it all out alone—we will guide you step by step.

A Journey of Hope

Prosthetics are not just about replacing what was lost. They are about restoring what makes life full—confidence, freedom, and independence. With the right support, both from your state and from Robobionics, this journey is within your reach.

Take the first step today. Book your demo here: https://www.robobionics.in/bookdemo/

Your story of strength and independence is waiting to be written. And we will be there with you, every step of the way.

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REFUNDS AND CANCELLATIONS

Last updated: November 10, 2022

Thank you for shopping at Robo Bionics.

If, for any reason, You are not completely satisfied with a purchase We invite You to review our policy on refunds and returns.

The following terms are applicable for any products that You purchased with Us.

Interpretation And Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Return and Refund Policy:

  • Company (referred to as either “the Company”, “Robo Bionics”, “We”, “Us” or “Our” in this Agreement) refers to Bionic Hope Private Limited, Pearl Haven, 1st Floor Kumbharwada, Manickpur Near St. Michael’s Church Vasai Road West, Palghar Maharashtra 401202.

  • Goods refer to the items offered for sale on the Website.

  • Orders mean a request by You to purchase Goods from Us.

  • Service refers to the Services Provided like Online Demo and Live Demo.

  • Website refers to Robo Bionics, accessible from https://www.robobionics.in

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Your Order Cancellation Rights

You are entitled to cancel Your Service Bookings within 7 days without giving any reason for doing so, before completion of Delivery.

The deadline for cancelling a Service Booking is 7 days from the date on which You received the Confirmation of Service.

In order to exercise Your right of cancellation, You must inform Us of your decision by means of a clear statement. You can inform us of your decision by:

  • By email: contact@robobionics.in

We will reimburse You no later than 7 days from the day on which We receive your request for cancellation, if above criteria is met. We will use the same means of payment as You used for the Service Booking, and You will not incur any fees for such reimbursement.

Please note in case you miss a Service Booking or Re-schedule the same we shall only entertain the request once.

Conditions For Returns

In order for the Goods to be eligible for a return, please make sure that:

  • The Goods were purchased in the last 14 days
  • The Goods are in the original packaging

The following Goods cannot be returned:

  • The supply of Goods made to Your specifications or clearly personalized.
  • The supply of Goods which according to their nature are not suitable to be returned, deteriorate rapidly or where the date of expiry is over.
  • The supply of Goods which are not suitable for return due to health protection or hygiene reasons and were unsealed after delivery.
  • The supply of Goods which are, after delivery, according to their nature, inseparably mixed with other items.

We reserve the right to refuse returns of any merchandise that does not meet the above return conditions in our sole discretion.

Only regular priced Goods may be refunded by 50%. Unfortunately, Goods on sale cannot be refunded. This exclusion may not apply to You if it is not permitted by applicable law.

Returning Goods

You are responsible for the cost and risk of returning the Goods to Us. You should send the Goods at the following:

  • the Prosthetic Limb Fitting Centre that they purchased the product from
  • email us at contact@robobionics.in with all the information and we shall provide you a mailing address in 3 days.

We cannot be held responsible for Goods damaged or lost in return shipment. Therefore, We recommend an insured and trackable courier service. We are unable to issue a refund without actual receipt of the Goods or proof of received return delivery.

Contact Us

If you have any questions about our Returns and Refunds Policy, please contact us:

  • By email: contact@robobionics.in

TERMS & CONDITIONS

Last Updated on: 1st Jan 2021

These Terms and Conditions (“Terms”) govern Your access to and use of the website, platforms, applications, products and services (ively, the “Services”) offered by Robo Bionics® (a registered trademark of Bionic Hope Private Limited, also used as a trade name), a company incorporated under the Companies Act, 2013, having its Corporate office at Pearl Heaven Bungalow, 1st Floor, Manickpur, Kumbharwada, Vasai Road (West), Palghar – 401202, Maharashtra, India (“Company”, “We”, “Us” or “Our”). By accessing or using the Services, You (each a “User”) agree to be bound by these Terms and all applicable laws and regulations. If You do not agree with any part of these Terms, You must immediately discontinue use of the Services.

1. DEFINITIONS

1.1 “Individual Consumer” means a natural person aged eighteen (18) years or above who registers to use Our products or Services following evaluation and prescription by a Rehabilitation Council of India (“RCI”)–registered Prosthetist.

1.2 “Entity Consumer” means a corporate organisation, nonprofit entity, CSR sponsor or other registered organisation that sponsors one or more Individual Consumers to use Our products or Services.

1.3 “Clinic” means an RCI-registered Prosthetics and Orthotics centre or Prosthetist that purchases products and Services from Us for fitment to Individual Consumers.

1.4 “Platform” means RehabConnect, Our online marketplace by which Individual or Entity Consumers connect with Clinics in their chosen locations.

1.5 “Products” means Grippy® Bionic Hand, Grippy® Mech, BrawnBand, WeightBand, consumables, accessories and related hardware.

1.6 “Apps” means Our clinician-facing and end-user software applications supporting Product use and data collection.

1.7 “Impact Dashboard™” means the analytics interface provided to CSR, NGO, corporate and hospital sponsors.

1.8 “Services” includes all Products, Apps, the Platform and the Impact Dashboard.

2. USER CATEGORIES AND ELIGIBILITY

2.1 Individual Consumers must be at least eighteen (18) years old and undergo evaluation and prescription by an RCI-registered Prosthetist prior to purchase or use of any Products or Services.

2.2 Entity Consumers must be duly registered under the laws of India and may sponsor one or more Individual Consumers.

2.3 Clinics must maintain valid RCI registration and comply with all applicable clinical and professional standards.

3. INTERMEDIARY LIABILITY

3.1 Robo Bionics acts solely as an intermediary connecting Users with Clinics via the Platform. We do not endorse or guarantee the quality, legality or outcomes of services rendered by any Clinic. Each Clinic is solely responsible for its professional services and compliance with applicable laws and regulations.

4. LICENSE AND INTELLECTUAL PROPERTY

4.1 All content, trademarks, logos, designs and software on Our website, Apps and Platform are the exclusive property of Bionic Hope Private Limited or its licensors.

4.2 Subject to these Terms, We grant You a limited, non-exclusive, non-transferable, revocable license to use the Services for personal, non-commercial purposes.

4.3 You may not reproduce, modify, distribute, decompile, reverse engineer or create derivative works of any portion of the Services without Our prior written consent.

5. WARRANTIES AND LIMITATIONS

5.1 Limited Warranty. We warrant that Products will be free from workmanship defects under normal use as follows:
 (a) Grippy™ Bionic Hand, BrawnBand® and WeightBand®: one (1) year from date of purchase, covering manufacturing defects only.
 (b) Chargers and batteries: six (6) months from date of purchase.
 (c) Grippy Mech™: three (3) months from date of purchase.
 (d) Consumables (e.g., gloves, carry bags): no warranty.

5.2 Custom Sockets. Sockets fabricated by Clinics are covered only by the Clinic’s optional warranty and subject to physiological changes (e.g., stump volume, muscle sensitivity).

5.3 Exclusions. Warranty does not apply to damage caused by misuse, user negligence, unauthorised repairs, Acts of God, or failure to follow the Instruction Manual.

5.4 Claims. To claim warranty, You must register the Product online, provide proof of purchase, and follow the procedures set out in the Warranty Card.

5.5 Disclaimer. To the maximum extent permitted by law, all other warranties, express or implied, including merchantability and fitness for a particular purpose, are disclaimed.

6. DATA PROTECTION AND PRIVACY

6.1 We collect personal contact details, physiological evaluation data, body measurements, sensor calibration values, device usage statistics and warranty information (“User Data”).

6.2 User Data is stored on secure servers of our third-party service providers and transmitted via encrypted APIs.

6.3 By using the Services, You consent to collection, storage, processing and transfer of User Data within Our internal ecosystem and to third-party service providers for analytics, R&D and support.

6.4 We implement reasonable security measures and comply with the Information Technology Act, 2000, and Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

6.5 A separate Privacy Policy sets out detailed information on data processing, user rights, grievance redressal and cross-border transfers, which forms part of these Terms.

7. GRIEVANCE REDRESSAL

7.1 Pursuant to the Information Technology Rules, 2021, We have given the Charge of Grievance Officer to our QC Head:
 - Address: Grievance Officer
 - Email: support@robobionics.in
 - Phone: +91-8668372127

7.2 All support tickets and grievances must be submitted exclusively via the Robo Bionics Customer Support portal at https://robobionics.freshdesk.com/.

7.3 We will acknowledge receipt of your ticket within twenty-four (24) working hours and endeavour to resolve or provide a substantive response within seventy-two (72) working hours, excluding weekends and public holidays.

8. PAYMENT, PRICING AND REFUND POLICY

8.1 Pricing. Product and Service pricing is as per quotations or purchase orders agreed in writing.

8.2 Payment. We offer (a) 100% advance payment with possible incentives or (b) stage-wise payment plans without incentives.

8.3 Refunds. No refunds, except pro-rata adjustment where an Individual Consumer is medically unfit to proceed or elects to withdraw mid-stage, in which case unused stage fees apply.

9. USAGE REQUIREMENTS AND INDEMNITY

9.1 Users must follow instructions provided by RCI-registered professionals and the User Manual.

9.2 Users and Entity Consumers shall indemnify and hold Us harmless from all liabilities, claims, damages and expenses arising from misuse of the Products, failure to follow professional guidance, or violation of these Terms.

10. LIABILITY

10.1 To the extent permitted by law, Our total liability for any claim arising out of or in connection with these Terms or the Services shall not exceed the aggregate amount paid by You to Us in the twelve (12) months preceding the claim.

10.2 We shall not be liable for any indirect, incidental, consequential or punitive damages, including loss of profit, data or goodwill.

11. MEDICAL DEVICE COMPLIANCE

11.1 Our Products are classified as “Rehabilitation Aids,” not medical devices for diagnostic purposes.

11.2 Manufactured under ISO 13485:2016 quality management and tested for electrical safety under IEC 60601-1 and IEC 60601-1-2.

11.3 Products shall only be used under prescription and supervision of RCI-registered Prosthetists, Physiotherapists or Occupational Therapists.

12. THIRD-PARTY CONTENT

We do not host third-party content or hardware. Any third-party services integrated with Our Apps are subject to their own terms and privacy policies.

13. INTELLECTUAL PROPERTY

13.1 All intellectual property rights in the Services and User Data remain with Us or our licensors.

13.2 Users grant Us a perpetual, irrevocable, royalty-free licence to use anonymised usage data for analytics, product improvement and marketing.

14. MODIFICATIONS TO TERMS

14.1 We may amend these Terms at any time. Material changes shall be notified to registered Users at least thirty (30) days prior to the effective date, via email and website notice.

14.2 Continued use of the Services after the effective date constitutes acceptance of the revised Terms.

15. FORCE MAJEURE

Neither party shall be liable for delay or failure to perform any obligation under these Terms due to causes beyond its reasonable control, including Acts of God, pandemics, strikes, war, terrorism or government regulations.

16. DISPUTE RESOLUTION AND GOVERNING LAW

16.1 All disputes shall be referred to and finally resolved by arbitration under the Arbitration and Conciliation Act, 1996.

16.2 A sole arbitrator shall be appointed by Bionic Hope Private Limited or, failing agreement within thirty (30) days, by the Mumbai Centre for International Arbitration.

16.3 Seat of arbitration: Mumbai, India.

16.4 Governing law: Laws of India.

16.5 Courts at Mumbai have exclusive jurisdiction over any proceedings to enforce an arbitral award.

17. GENERAL PROVISIONS

17.1 Severability. If any provision is held invalid or unenforceable, the remainder shall remain in full force.

17.2 Waiver. No waiver of any breach shall constitute a waiver of any subsequent breach of the same or any other provision.

17.3 Assignment. You may not assign your rights or obligations without Our prior written consent.

By accessing or using the Products and/or Services of Bionic Hope Private Limited, You acknowledge that You have read, understood and agree to be bound by these Terms and Conditions.