Filing an insurance claim for a prosthetic limb? Check out the essential documents required and simplify your claim process for hassle-free approval!

Essential Documents Needed to Claim Insurance for Prosthetics

Getting a prosthetic limb can be life-changing, giving back independence and confidence. However, prosthetics can be expensive, and insurance can help cover some or all of the costs. The process of claiming insurance for prosthetics can feel overwhelming, especially when dealing with paperwork. But don’t worry—understanding what documents you need can make everything much easier.

Insurance companies have strict guidelines, and missing even one important document can cause delays or even rejection. Knowing exactly what to submit and ensuring your paperwork is correct the first time will save you time and stress. In this guide, we’ll break down all the essential documents you need to successfully claim insurance for prosthetics.

Before gathering your documents, it’s important to understand how insurance coverage for prosthetics works. Every insurance provider has different policies, and the amount covered depends on your specific plan.

Understanding Insurance Coverage for Prosthetics

Before gathering your documents, it’s important to understand how insurance coverage for prosthetics works. Every insurance provider has different policies, and the amount covered depends on your specific plan.

Some plans cover the entire cost, while others cover only a portion, requiring you to pay the remaining amount. Knowing the details of your policy will help you prepare the right paperwork and avoid unexpected costs.

Checking Your Policy Details

Start by reading your insurance policy or speaking with your insurance provider to understand what is covered. Ask if there are any restrictions on the type of prosthetic you can get.

Some insurance companies may only cover basic prosthetic limbs, while others may allow advanced bionic hands like Grippy™ from Robobionics. Also, check if your policy covers rehabilitation and repairs, as these can add to the overall cost.

It’s also crucial to find out whether your insurance requires pre-authorization. Pre-authorization means you need approval from the insurance company before purchasing your prosthetic.

If this is required, you’ll need to submit specific documents before making any payments. Getting pre-approval ensures that you don’t spend money on a prosthetic that won’t be reimbursed.

Consulting Your Prosthetist

A prosthetist plays a vital role in the insurance process. They don’t just design and fit the prosthetic; they also help provide the necessary documents.

A certified prosthetist will assess your needs and provide medical justification, which is one of the key documents required by insurance companies. This document explains why you need a prosthetic limb and how it will improve your daily life.

If you are considering Grippy™, Robobionics offers expert consultations to guide you through the process. Our team ensures you get the right prosthetic solution while also assisting with the required paperwork.

Booking a free demo can help you understand the features and benefits of a prosthetic before committing to a purchase.

Getting a Prescription from Your Doctor

Your insurance provider will require a prescription from a qualified doctor, typically an orthopedic specialist or a physiotherapist.

This prescription must clearly state that a prosthetic limb is necessary for your mobility and daily activities. Without a proper prescription, your insurance claim may be rejected.

Make sure the prescription includes your name, diagnosis, and a clear recommendation for the type of prosthetic limb needed.

Some insurance companies also require the doctor to mention specific medical codes that correspond to the diagnosis and treatment. It’s always a good idea to check with your insurance company to ensure the prescription meets their requirements.

Once you understand your insurance coverage, the next step is gathering the necessary documents. Submitting the right paperwork ensures a smooth claim process and minimizes delays. The most important documents include medical records, financial statements, and receipts.

Essential Medical and Financial Documents

Once you understand your insurance coverage, the next step is gathering the necessary documents. Submitting the right paperwork ensures a smooth claim process and minimizes delays. The most important documents include medical records, financial statements, and receipts.

Medical Reports and History

Insurance companies require detailed medical reports to justify the need for a prosthetic limb. These reports should include information about your medical condition, previous treatments, and the reason for amputation or limb loss.

A recent evaluation from your doctor is crucial, as it provides updated details on your condition and confirms that a prosthetic is necessary for your mobility and daily activities.

Some insurance providers may also ask for a functional assessment. This assessment, conducted by your doctor or prosthetist, evaluates your ability to perform tasks with and without a prosthetic.

It helps the insurer understand how the prosthetic will improve your quality of life. If you are considering an advanced bionic hand like Grippy™, having a detailed report on its benefits can strengthen your claim.

Proof of Identity and Insurance Details

In addition to medical records, you will need to submit identification documents such as your Aadhaar card, passport, or any government-issued ID. These documents verify your identity and ensure that the claim is being made by the policyholder or an authorized person.

Your insurance policy documents are equally important. These include a copy of your insurance card and policy statement, which outline the terms of your coverage.

If someone else, like an employer or family member, holds the policy on your behalf, you may need additional authorization letters or proof of your relationship to the policyholder.

Cost Estimates and Invoices

Insurance companies require a clear breakdown of the cost of the prosthetic limb before approving the claim. Your prosthetist will provide an official quotation, detailing the type of prosthetic, its specifications, and the total cost.

If your insurance plan requires pre-approval, submitting this estimate early can prevent delays in reimbursement.

Once you purchase the prosthetic, keep all receipts and invoices. These documents prove that you have paid for the device and are seeking reimbursement.

In some cases, insurers may request a bill that specifies each component of the prosthetic, including accessories or additional modifications.

Bank Details for Reimbursement

If your insurance plan reimburses you after purchase, you’ll need to provide your bank details for the payment to be processed.

This typically includes a canceled cheque or a bank passbook copy showing your account number, IFSC code, and account holder’s name. Ensuring your bank information is accurate will help you receive the funds without any issues.

Once you have gathered all the required documents, the next step is submitting your insurance claim.

The Claim Submission Process

Once you have gathered all the required documents, the next step is submitting your insurance claim.

This process involves sending your paperwork to the insurance company, following up on approval, and ensuring that you receive the reimbursement or direct payment for your prosthetic limb.

Understanding how to navigate this stage can help you avoid common mistakes that lead to claim denials or delays.

Filling Out the Insurance Claim Form

Every insurance company provides a specific claim form that must be completed accurately. This form typically asks for personal details, insurance policy information, a description of your medical condition, and the type of prosthetic limb being claimed.

It is essential to double-check all entries to ensure there are no mistakes, as errors in names, policy numbers, or medical details can cause unnecessary delays.

Some forms require signatures from both you and your doctor. If this is the case, ensure that all required signatures are in place before submission. Missing a single signature could result in your claim being rejected or sent back for corrections, further delaying the process.

Submitting the Claim and Supporting Documents

Most insurance companies allow claim submissions through multiple channels, such as online portals, email, or physical submission at a branch office.

If you are submitting your documents online, make sure that all scanned copies are clear and readable. Blurry or incomplete documents may lead to rejection.

For physical submissions, it’s always a good idea to keep copies of all your documents for reference. Attaching a cover letter summarizing your claim can also be helpful, as it provides an overview of your request and ensures that nothing is overlooked by the insurance company.

Following Up on Your Claim

After submission, it’s crucial to follow up regularly to check the status of your claim. Most insurance companies provide a tracking system where you can monitor the progress of your request.

If your claim is taking longer than expected, calling the insurance helpline or visiting the branch can help speed up the process.

In some cases, the insurance company may request additional documents or clarifications. Responding promptly to these requests is important to avoid further delays.

If your claim is denied, ask for a detailed explanation and check if you can submit an appeal with additional supporting documents.

At Robobionics, we understand that the insurance claim process can be challenging. That’s why we assist our customers in preparing the right paperwork and ensuring smooth claim submissions.

Even when all documents are submitted correctly, some insurance claims face delays or rejections. Understanding common challenges can help you prepare in advance and increase the chances of a successful claim.

Common Challenges in Claiming Insurance for Prosthetics

Even when all documents are submitted correctly, some insurance claims face delays or rejections. Understanding common challenges can help you prepare in advance and increase the chances of a successful claim.

Claim Denials Due to Insufficient Medical Justification

One of the most common reasons for claim rejection is inadequate medical justification. Insurance companies require detailed proof that a prosthetic limb is necessary for your daily life and mobility.

If the doctor’s prescription or medical reports lack specific details, insurers may deny the claim on the grounds of insufficient evidence.

To avoid this, ensure that your medical reports clearly state your condition, the type of amputation, and why a prosthetic is required. If possible, ask your doctor to include an assessment of how the prosthetic will improve your mobility and quality of life.

A well-documented case strengthens your claim and minimizes the chances of rejection.

Delays in Pre-Authorization

For insurance plans that require pre-authorization, waiting for approval can sometimes take longer than expected. If the approval process is slow, it may delay your access to the prosthetic, affecting your rehabilitation and daily activities.

To speed up the process, submit your pre-authorization request as early as possible. Following up with the insurance company regularly can also help push the approval faster.

If there is an unreasonable delay, contacting a senior representative or filing a complaint can sometimes escalate the process.

At Robobionics, we help our customers navigate pre-authorization challenges by providing accurate cost estimates and medical documentation that meet insurance requirements.

If you are facing difficulties, our team is here to assist you in getting the approval you need. Contact us today for expert guidance on your insurance claim!

Lack of Coverage for Advanced Prosthetics

Some insurance plans have restrictions on the type of prosthetic limb they cover. While basic prosthetics may be approved easily, advanced prosthetic limbs like Grippy™ may require additional justification.

Insurers may argue that a lower-cost alternative is sufficient, even if the advanced prosthetic provides better functionality.

If this happens, you may need to submit additional supporting documents explaining why the advanced prosthetic is necessary.

Your doctor or prosthetist can write a detailed report comparing the benefits of different types of prosthetics and justifying why the higher-end option is the best fit for you.

Understanding the process and potential challenges is important, but taking proactive steps can further improve your chances of getting your insurance claim approved. Careful preparation, professional guidance, and timely follow-ups can make a significant difference in the outcome.

Maximizing Your Chances of a Successful Insurance Claim

Understanding the process and potential challenges is important, but taking proactive steps can further improve your chances of getting your insurance claim approved. Careful preparation, professional guidance, and timely follow-ups can make a significant difference in the outcome.

Working with an Experienced Prosthetist

Your prosthetist plays a key role not just in designing your prosthetic but also in ensuring a smooth insurance claim process.

A well-trained and experienced prosthetist will provide accurate cost estimates, technical specifications, and functional assessments that align with insurance requirements.

At Robobionics, we specialize in helping our customers navigate the insurance process by providing all necessary documentation, including detailed reports on how a prosthetic like Grippy™ can enhance mobility and independence.

We also assist in filling out insurance forms correctly to reduce the chances of errors. Book a free consultation today and let us guide you through the process!

Keeping Clear and Organized Records

Insurance claims involve multiple documents, and losing even one important paper can cause delays.

Keeping all medical records, prescriptions, invoices, and correspondence with the insurance company in one folder—either digitally or physically—ensures quick access when needed.

It’s also beneficial to maintain copies of every document you submit. If the insurer misplaces your paperwork or requests additional copies, having duplicates readily available can save valuable time.

Understanding the Appeal Process

Even if your claim is denied, you still have options. Many insurance companies allow claimants to file an appeal if they believe their request was unfairly rejected.

The appeal process typically involves submitting additional documents or a written explanation detailing why the claim should be reconsidered.

If your claim is denied, request a formal explanation in writing. Carefully review the reason for rejection and check if additional documentation, such as a more detailed medical justification, can strengthen your case.

In some situations, getting legal or professional help can be beneficial in making a strong appeal.

At Robobionics, we understand that dealing with insurance claims can be frustrating. That’s why we provide complete support to help our customers through the entire process, from gathering documents to handling claim denials.

Prosthetic limbs are not just about restoring movement—they also require a period of adjustment and training to ensure proper usage.

Understanding the Role of Rehabilitation in Insurance Claims

Prosthetic limbs are not just about restoring movement—they also require a period of adjustment and training to ensure proper usage.

Many insurance companies recognize the importance of rehabilitation and may cover associated costs, but this depends on the specifics of your policy.

Why Rehabilitation Matters for Insurance Approval

Rehabilitation helps individuals regain strength, balance, and coordination while adapting to their new prosthetic. Insurance providers often consider this an essential part of the recovery process, especially if a prosthetic is prescribed for long-term use.

Some insurers may require proof that the patient is committed to rehabilitation before approving a claim. This means that in addition to prescriptions and medical reports, a rehabilitation plan from a physiotherapist or occupational therapist can strengthen your case.

These programs help users feel more confident with their prosthetic limb, and in some cases, insurance companies may recognize these structured rehabilitation efforts as a necessary component of prosthetic use.

If your policy includes coverage for rehabilitation, submitting a rehabilitation plan alongside your claim can improve your chances of approval. Learn more about our innovative rehabilitation solutions—contact us today!

Getting Coverage for Physical Therapy and Training

If your insurance plan covers physiotherapy, ensure that your claim includes details about the therapy sessions, expected duration, and costs.

Your physiotherapist should provide a formal letter stating how rehabilitation will help improve mobility with the prosthetic limb. This letter, along with session invoices, can be crucial for reimbursement.

Some insurance companies also offer partial or full coverage for assistive devices such as mobility aids or wearable sensors used during rehabilitation.

If you are unsure whether your policy includes these benefits, it’s worth discussing with your provider before finalizing your claim.

The Impact of Government Schemes and Subsidies

Apart from private insurance, several government programs in India offer financial assistance for prosthetic limbs. These schemes can either supplement your insurance claim or provide an alternative funding option if your insurance does not cover the full cost.

Exploring Government Support Programs

India has multiple disability welfare programs that provide financial aid for prosthetic devices. Some of the key initiatives include:

Understanding these schemes and how they work alongside your insurance can help you reduce your out-of-pocket expenses.

If you qualify for government assistance, you may need to submit additional documents such as income proof, disability certificates, and application forms specific to each scheme.

The Importance of Timely Claim Submission

Even with all the right documents in place, failing to submit your claim on time can result in denial. Most insurance providers have strict deadlines for claim submissions, and missing these can mean losing out on reimbursement.

Knowing the Time Limits for Submission

Different insurance companies have different rules regarding when a claim must be submitted. Some policies require submission within a few weeks of receiving the prosthetic, while others allow several months.

It’s crucial to check these deadlines early in the process and ensure that all paperwork is completed and sent within the required timeframe.

Delays can occur if additional documents are needed, so it’s best to start the claim process as soon as possible. If your insurance provider allows online submissions, take advantage of faster processing times by uploading documents through their digital portal.

The Role of Hospitals and Clinics in the Insurance Process

While your insurance company is responsible for approving and processing your claim, hospitals and prosthetic clinics play a crucial role in ensuring you have the right medical documents.

If you work closely with your healthcare providers, the process becomes smoother, reducing the chances of rejection or unnecessary delays.

Coordinating with Your Hospital for Medical Documentation

Hospitals maintain detailed records of your medical history, including diagnoses, treatments, surgeries, and rehabilitation progress. These records are essential for your insurance claim, as they provide evidence of your condition and the medical necessity of a prosthetic limb.

Before submitting your claim, request copies of all relevant medical reports from your hospital. If your insurer asks for specific details, such as the date of your amputation or any previous treatments, your hospital’s records department can provide the necessary documents.

Some hospitals also have dedicated medical social workers who assist patients in navigating the insurance process. If available, consulting with them can be extremely beneficial.

Getting the Right Documents from Your Prosthetic Clinic

Prosthetic clinics, like Omnify Prosthetics, which works with Robobionics, provide essential documents that support your insurance claim. This includes:

  • Detailed prosthetic prescriptions specifying the exact type of limb recommended for you.
  • Cost estimates and invoices that clearly break down the price of the prosthetic and its components.
  • Usage and benefits reports explaining how the prosthetic will help in daily activities, which can strengthen your claim.

If your insurance provider requests technical specifications or additional details, your prosthetic clinic can provide these quickly. Working with an experienced prosthetic provider ensures that all documents are prepared correctly, minimizing the risk of delays.

Even with careful preparation, some claims get rejected. A rejection doesn’t mean the end of the process—most insurance providers allow you to resubmit with additional documents or appeal the decision.

What to Do If Your Claim Is Rejected

Even with careful preparation, some claims get rejected. A rejection doesn’t mean the end of the process—most insurance providers allow you to resubmit with additional documents or appeal the decision.

Understanding why claims are denied and knowing how to respond can increase your chances of approval.

Understanding the Reasons for Claim Denial

Insurance claims are usually rejected for the following reasons:

  • Insufficient medical justification – The insurer may believe that the prosthetic is not medically necessary or that a lower-cost alternative would suffice.
  • Incorrect or missing documents – Even a small mistake, such as a missing signature, an incorrect policy number, or an unclear medical report, can lead to denial.
  • Policy exclusions – Some insurance policies exclude coverage for specific types of prosthetics, requiring additional justification or an appeal.
  • Submission delays – If you missed the claim submission deadline, the insurer might refuse to process your request.

If your claim is denied, request a detailed rejection letter from your insurance provider. This document will explain why the claim was rejected and whether there is an option to appeal.

Steps to Take After a Claim Rejection

If your claim is denied, take the following steps:

  1. Review the rejection letter carefully and identify the reason for denial.
  2. Gather additional documents if needed—this could include more detailed medical reports, additional cost breakdowns, or a functional assessment from your prosthetist.
  3. Write a formal appeal letter explaining why the prosthetic is necessary and why the claim should be reconsidered. Attach all supporting documents to strengthen your case.
  4. Submit the appeal within the allowed timeframe—most insurers provide a window for reconsideration.
  5. Follow up regularly with the insurance company to track your appeal status.

Alternative Funding Options If Insurance Doesn’t Cover Your Prosthetic

In some cases, insurance may not cover the full cost of a prosthetic, or you may not have insurance coverage at all. If this happens, there are still several ways to get financial assistance for your prosthetic limb.

Crowdfunding and Social Support

Many individuals turn to crowdfunding platforms like Ketto, Milaap, or GoFundMe to raise funds for prosthetic limbs. Sharing your story on social media and seeking support from friends, family, and well-wishers can help you gather the necessary funds.

Crowdfunding has been an effective solution for many people who need high-quality prosthetics but cannot afford them on their own.

Nonprofit Organizations and Charities

Several nonprofit organizations provide financial aid for prosthetic limbs, especially for individuals from underprivileged backgrounds.

Organizations like The Jaipur Foot Foundation, Narayan Seva Sansthan, and Rotary Clubs often support prosthetic users by funding or partially subsidizing the cost. Applying to these organizations with the proper documents can help secure additional funding.

Employer and Corporate Support

If you lost a limb due to a workplace injury, your employer may offer compensation or assistance for prosthetic costs.

Some companies also have employee health benefit programs that provide partial or full coverage for medical expenses, including prosthetics. Check with your HR department to explore any available options.

Conclusion

Claiming insurance for a prosthetic limb can seem overwhelming, but with the right knowledge and preparation, the process becomes much smoother. Understanding your policy, gathering all required medical and financial documents, and following up on your claim are key steps to ensuring approval. If your claim is denied, don’t lose hope—appeals, alternative funding, and government assistance programs can provide additional support.

At Robobionics, we are dedicated to making prosthetics more accessible by offering expert guidance throughout the insurance process. Whether you need help with documentation, cost estimates, or rehabilitation support, our team is here to assist you every step of the way.

If you’re looking for a high-quality, advanced prosthetic hand like Grippy™, or need assistance in navigating insurance claims, book a free consultation with us today! Let us help you regain independence with the right prosthetic solution.

Leave a Comment

Your email address will not be published. Required fields are marked *

Partner With Us

REFUNDS AND CANCELLATIONS

Last updated: November 10, 2022

Thank you for shopping at Robo Bionics.

If, for any reason, You are not completely satisfied with a purchase We invite You to review our policy on refunds and returns.

The following terms are applicable for any products that You purchased with Us.

Interpretation And Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Return and Refund Policy:

  • Company (referred to as either “the Company”, “Robo Bionics”, “We”, “Us” or “Our” in this Agreement) refers to Bionic Hope Private Limited, Pearl Haven, 1st Floor Kumbharwada, Manickpur Near St. Michael’s Church Vasai Road West, Palghar Maharashtra 401202.

  • Goods refer to the items offered for sale on the Website.

  • Orders mean a request by You to purchase Goods from Us.

  • Service refers to the Services Provided like Online Demo and Live Demo.

  • Website refers to Robo Bionics, accessible from https://www.robobionics.in

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Your Order Cancellation Rights

You are entitled to cancel Your Service Bookings within 7 days without giving any reason for doing so, before completion of Delivery.

The deadline for cancelling a Service Booking is 7 days from the date on which You received the Confirmation of Service.

In order to exercise Your right of cancellation, You must inform Us of your decision by means of a clear statement. You can inform us of your decision by:

We will reimburse You no later than 7 days from the day on which We receive your request for cancellation, if above criteria is met. We will use the same means of payment as You used for the Service Booking, and You will not incur any fees for such reimbursement.

Please note in case you miss a Service Booking or Re-schedule the same we shall only entertain the request once.

Conditions For Returns

In order for the Goods to be eligible for a return, please make sure that:

  • The Goods were purchased in the last 14 days
  • The Goods are in the original packaging

The following Goods cannot be returned:

  • The supply of Goods made to Your specifications or clearly personalized.
  • The supply of Goods which according to their nature are not suitable to be returned, deteriorate rapidly or where the date of expiry is over.
  • The supply of Goods which are not suitable for return due to health protection or hygiene reasons and were unsealed after delivery.
  • The supply of Goods which are, after delivery, according to their nature, inseparably mixed with other items.

We reserve the right to refuse returns of any merchandise that does not meet the above return conditions in our sole discretion.

Only regular priced Goods may be refunded by 50%. Unfortunately, Goods on sale cannot be refunded. This exclusion may not apply to You if it is not permitted by applicable law.

Returning Goods

You are responsible for the cost and risk of returning the Goods to Us. You should send the Goods at the following:

  • the Prosthetic Limb Fitting Centre that they purchased the product from
  • email us at [email protected] with all the information and we shall provide you a mailing address in 3 days.

We cannot be held responsible for Goods damaged or lost in return shipment. Therefore, We recommend an insured and trackable courier service. We are unable to issue a refund without actual receipt of the Goods or proof of received return delivery.

Contact Us

If you have any questions about our Returns and Refunds Policy, please contact us:

TERMS & CONDITIONS

1. Terms

By accessing the website at http://www.robobionics.in, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

a) Permission is granted to temporarily download one copy of the materials (information or software) on Bionic Hope Pvt Ltd’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

i) modify or copy the materials;

ii) use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii) attempt to decompile or reverse engineer any software contained on Bionic Hope Pvt Ltd’s website;

iv) remove any copyright or other proprietary notations from the materials; or

v) transfer the materials to another person or “mirror” the materials on any other server.

b) This license shall automatically terminate if you violate any of these restrictions and may be terminated by Bionic Hope Pvt Ltd at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

a) The materials on Bionic Hope Pvt Ltd’s website are provided on an ‘as is’ basis. Bionic Hope Pvt Ltd makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

b) Further, Bionic Hope Pvt Ltd does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Bionic Hope Pvt Ltd or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Bionic Hope Pvt Ltd’s website, even if Bionic Hope Pvt Ltd or a Bionic Hope Pvt Ltd authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy Of Materials

The materials appearing on Bionic Hope Pvt Ltd’s website could include technical, typographical, or photographic errors. Bionic Hope Pvt Ltd does not warrant that any of the materials on its website are accurate, complete or current. Bionic Hope Pvt Ltd may make changes to the materials contained on its website at any time without notice. However Bionic Hope Pvt Ltd does not make any commitment to update the materials.

6. Links

Bionic Hope Pvt Ltd has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Bionic Hope Pvt Ltd of the site. Use of any such linked website is at the user’s own risk.

7. Modifications

Bionic Hope Pvt Ltd may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Vasai, Maharashtra, India and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.